How the "Pay in 45 days, cash price" system works:
Create an order for any product you want in 30 monthly installments.
If your order is approved, receive the product in 30 installments without a down payment, then close all your installments by paying the cash price within 45 days.
Thus, you pay the cash price of the product after 45 days without paying any interest.
Even if you cannot pay the cash amount within 45 days, you can continue to pay in monthly